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Insurance Comparison
Side-by-side comparison of top term policies.
LIC Tech Term
Term · Cover ₹1 Cr · Claim Ratio 98.7%
Annual Premium
₹12,500
Digital only
Low premium
HDFC Click 2 Protect
Term · Cover ₹1 Cr · Claim Ratio 99.1%
Annual Premium
₹11,200
Return of premium option
Critical illness rider
Tata AIA Sampoorna Raksha
Term · Cover ₹1 Cr · Claim Ratio 98.5%
Annual Premium
₹11,800
Increasing cover
Whole-of-life option
Disclaimer: Sample illustrative comparison for a 30-yr non-smoker male, ₹1 Cr cover, 30-yr term. Actual premiums vary by underwriting.
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